sample text

Loan Against Fixed Deposits - Documents, Fees and Charges

Apply Now

New Video

Instant Approval

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s

Features & Benefits

You can get a Personal Loan from Bajaj Finserv if you meet the following eligibility criteria You can get a Personal Loan from Bajaj Finserv if you meet the following eligibility criteria

  • sample text

    Instant approval

    Bajaj Finserv Personal Loans come withinstant approval. Simply provide your basic details and fill out the application form online. You can also check your loan eligibility online before applying. Once

  • sample text

    Disbursals in 48 hours

    Once your personal loan application is approved, the loan amount is disbursed to your bank account within 48 hours.

  • sample text

    Loans up to Rs.25 Lakh

    With Bajaj Finserv, you can avail a personal loan up to Rs.25 lakh and repay it over convenient tenors of 24 to 60 months. You can also calculate your loan EMI using the Personal Loan EMI calculator.

  • sample text

    Flexi loans

    A unique offering from Bajaj Finserv, the Flexi Loans facility lets you easily drawdown or pre-pay money within the drop-line extended to you. You can also save on overall interest costs with this facility since you can always pre-pay with additional funds. No interest will be imposed on the partially paid amount.

  • sample text

    Pre-approved offers

    There are several pre-approved Personal Loan offers that are exclusively available for existing Bajaj Finserv customers.

Documents Required

Here is a list of documents you need to submit if you are applying for a Personal Loan from Bajaj Finserv

  • sample text

    Employee ID card as proof of employment

  • sample text

    Salary slips of the last 2 months

  • sample text

    Last 3 months’ bank statement

  • sample text

    Identity Proof:

    Passport/ Driving license/ PAN card/ Voter ID Card

  • sample text

    Address Proof:

    Driving license/ Passport/ Ration card/ Latest mobile phone bill/ Employer’s letter (with admin/HR signature)

Eligibility Criteria

You can get a Personal Loan from Bajaj Finserv if you meet the following eligibility criteria:

  • Age between 25 and 58 years
  • Salaried professional working at a public/private company
  • An Indian citizen staying in any of the 30 cities given below

Here is a list of documents you need to submit if you are applying for a Personal Loan from Bajaj Finserv

  • Types of Fees
    Applicable Charges
    Applicable Charges
  • Processing fees
    2.25% – 3% of the loan amount
    2.25% – 3% of the loan amount
  • Loan statement charges
    NIL
    NIL
  • Penal interest
    2.00% p.m.
    2.00% p.m.
  • Interest rate
    14% onwards
    14% onwards
  • Secure fee only for online
    Rs. 2,499
    Rs. 2,499

How to apply

You can get a Personal Loan from Bajaj Finserv if you meet the following eligibility criteria:

  • Age between 25 and 58 years
Step 1

Lorem ipsum dolor amet inserv if you meet the following el

You can get a Personal Loan from Bajaj Finserv if you meet the following eligibility criteria:

  • Age between 25 and 58 years
  • Age between 25 and 58 years
Step 2

Lorem ipsum dolor amet inserv if you meet the following el

You can get a Personal Loan from Bajaj Finserv if you meet the following eligibility criteria:

  • Age between 25 and 58 years
  • Age between 25 and 58 years
Step 3

Lorem ipsum dolor amet inserv if you meet the following el

You can get a Personal Loan from Bajaj Finserv if you meet the following eligibility criteria:

  • Age between 25 and 58 years
  • Age between 25 and 58 years
Step 4

Lorem ipsum dolor amet inserv if you meet the following el

You can get a Personal Loan from Bajaj Finserv if you meet the following eligibility criteria:

  • Age between 25 and 58 years
  • Age between 25 and 58 years

Bajaj Finserv RBL Bank Platinum Plus FYF SuperCard comes with no joining fee and empowers you with privileges like exclusive access to airport lounge, offers on movie tickets, fuel surcharge waiver & much more

How does it Works?

What is an EMI?

An Equated Monthly Instalment (EMI) is a fixed monthly payment, part of the equally divided repayments, used to clear off your outstanding loan. Your personal loan EMI depends on the loan principal, the rate of interest, and the loan tenor.

What is an EMI calculator?

An EMI calculator is an online tool that takes your principal, rate of interest, and tenor into consideration to calculate your EMI.

How does a Personal Loan EMI calculator work?

An EMI calculator uses a simple formula to determine your EMI. The formula used is:
E = P * r * (1+r)^n / ((1+r)^n-1)
where E is EMI, P is the principal loan amount, r is the rate of interest calculated on a monthly basis, and n is the tenor/duration of the loan.

How to use an EMI calculator?

An EMI calculator is very easy to use. All you need to do is enter the following information: The loan amount, tenor (in months), and rate of interest. The calculator will use the information provided by you, run it against the EMI calculation formula, and inform you of the EMI amount you will have to pay every month.

Features and Benefits of a Personal Loan

Pre-Approved Offer

Thank you for your interest. our representative will get back to you soon

sample
Resend OTP
Give us a Call

For Durable Finance & EMI card queries

020 3957 5152

For all other product queries,

020 3957 5152
Subscribe Newsletter

All you need to know about personal loan from Bajaj Finserv

Thank you for your interest. our representative will get back to you soon

Our Social Channels

Mauris non tempor quam, et lacinia sapien. Mauris accumsan eros eget libero posuere vulputate.

Testiminols

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when also the leap into electronic typesetting, remaining essentially unchanged.

  • 27 November, 2017

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when also the leap into electronic typesetting, remaining essentially unchanged.

  • 27 November, 2017

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when also the leap into electronic typesetting, remaining essentially unchanged.

  • 27 November, 2017

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when also the leap into electronic typesetting, remaining essentially unchanged.

  • 27 November, 2017

Lorem iupm solor for amet the sit
Lorem is concoquer for dolor sit amet cocacola

Source name goes here

Date : May 05, 2018

Forms are a huge pain, but hopefully these styles is a make it a bit easier. All inputs, select, and buttons are normalizeer huge growth pain, but hope fully these styles is a make... Read More

Lorem is concoquer for dolor sit amet cocacola

Source name goes here

Date : May 05, 2018

Forms are a huge pain, but hopefully these styles is a make it a bit easier. All inputs, select, and buttons are normalizeer huge growth pain, but hope fully these styles is a make... Read More

Lorem is concoquer for dolor sit amet cocacola

Source name goes here

Date : May 05, 2018

Forms are a huge pain, but hopefully these styles is a make it a bit easier. All inputs, select, and buttons are normalizeer huge growth pain, but hope fully these styles is a make... Read More

Lorem is concoquer for dolor sit amet cocacola

Source name goes here

Date : May 05, 2018

Forms are a huge pain, but hopefully these styles is a make it a bit easier. All inputs, select, and buttons are normalizeer huge growth pain, but hope fully these styles is a make... Read More

Lorem is concoquer for dolor sit amet cocacola

Source name goes here

Date : May 05, 2018

Forms are a huge pain, but hopefully these styles is a make it a bit easier. All inputs, select, and buttons are normalizeer huge growth pain, but hope fully these styles is a make... Read More

Lorem is concoquer for dolor sit amet cocacola

Source name goes here

Date : May 05, 2018

Forms are a huge pain, but hopefully these styles is a make it a bit easier. All inputs, select, and buttons are normalizeer huge growth pain, but hope fully these styles is a make... Read More